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About Epic Capitals

Epic Capital started operations on March 11th, 2019 as a non bank financial institution operating under the platform of a duly registered Cooperative Society framework in response to the government’s mandate to create specialized financial institutions that would support the development and growth of the small and medium enterprises sector in Nigeria.

To empower micro entrepreneurs and the economically active low income individuals with innovative and compassionate financial services in a socially responsible manner while creating wealth to all our stakeholders.

To be a preferred Cooperative Finance Institution in Africa.

Epic Capital Investment & Finance Co-Operatives Ltd exists to empower people economically. The springboard of this organisation is compassionate micro-finance lending that includes a range of support services for its members through multiple local programs in strategic rural and urban areas of Nigeria. By 2024, the organisation expects to empower the entire membership population of 10,000 Nigerians to move out of extreme poverty through strategic goals in the following areas:

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Products and Services


This product is specially designed for High Net worth customers. It provides a sustainable avenue of investing idle funds with an assurance of funds safety with tenor of 365 days and above. The minimum amount required is N1, 000,000. 00 (One Million Naira Only)


  • EPIC Diamond: Twelve months savings plan at 18% interest rate per annum
  • EPIC Gold: Nine months savings plan at 15% interest rate per annum
  • EPIC Silver: Six months savings plan at 12% interest rate per annum


An investment deposit account specifically designed for depositors who are willing to save for unforeseen contingencies and earn higher rate than the Normal Savings Account.