Epic Capital started operations on March 11th, 2019 as a non bank financial institution operating under the platform of a duly registered Cooperative Society framework in response to the government’s mandate to create specialized financial institutions that would support the development and growth of the small and medium enterprises sector in Nigeria.

The institution is legally empowered to generate funds, grant loans, finance projects, engage in real estate business and other economic activities as may be deemed necessary in furtherance of the economic welfare of its shareholders, clients and members.

Epic Capital as a transformation agent understands the relevance of micro entrepreneurs and the economically active low income individuals in the development of any economy, if properly empowered, and have come up with various savings, investment and lending products to bridge the already existing gaps to the benefit of all her stakeholders.

The Organization is principally owned by some distinguished professionals and highly successful entrepreneurs with core competencies in banking, treasury management, investment, business development and entrepreneurship. These experts have weird experiences in their chosen areas of specialty and had equally managed their businesses successfully.

Epic Capital’s value proposition is to offer an excellent and professional brand of services to her stakeholders as depicted by the organizations ‘’E’’shaped logo. In all of our business lines, we aim to customize solutions and execute these with the highest service levels. 

Given our avowed commitment to satisfy our stakeholders at all times, we will continue to strive to be the Investment and Finance Cooperative Society -of-choice by consciously nurturing our cherished values in the pursuit of service excellence.



 Epic Capital Investment & Finance Co-Operatives Ltd exists to empower people economically. The springboard of this organisation is compassionate micro-finance lending that includes a range of support services for its members through multiple local programs in strategic rural and urban areas of Nigeria. By 2024, the organisation expects to empower the entire membership population of 10,000 Nigerians to move out of extreme poverty through strategic goals in the following areas:

  1. a) This includes urban and rural lending and asset development.
  2. b) Community Investment. This comprises consumer-owned businesses, social businesses, and social investment.
  3. c) Entrepreneurial of Entrepreneurship. This involves small-business development, technical know-how culminating in self-employment, and life skills development.
  4. d) Dynamic social network. This involves sharing resources, local and global interdependence, and mobilization of social networks.


As a Microfinance Institution, we intend to increase service opportunities for the poor and low income entrepreneurs, mobilizing deposits from members and non-members and then loaning a certain percentage of these funds to urban and rural producers, traders and small scale entrepreneurs.

Our uppermost concerns are enhancing clients’ self-determination, serving as an ongoing financial resource for members, and achieving significant outreach and financial self-sufficiency.


To be a preferred Cooperative Finance Institution in Africa.


To empower micro entrepreneurs and the economically active low income individuals with innovative and compassionate financial services in a socially responsible manner while creating wealth to all our stakeholders.


  • Excellent Services

We have the commitment to continuously challenge ourselves to exceed the expectations of our stake holders by having genuine concern and interest in their needs and circumstances and serving them with a deep sense of responsibility.

  • Professionalism

The dedication to treat all stake holders with respect, fairness and compassion while continually pursuing the highest levels of knowledge, skills and expertise.

  • Integrity

We adhere to the highest ethical standard employing fairness, probity and mutual respect in all we do.

  • Commitment

We seek to understand our stake holders’ circumstances, problems, expectations and needs with the aim of delighting and surpassing them in all our service delivery.